When you purchase a homeowner's insurance policy, personal liability insurance is typically included. This type of coverage can help protect you if someone is hurt in an accident in your home or on your property. Carrying this coverage means that you may not have to pay out of your own pocket if someone is injured.
Liability insurance may protect you from having to pay out of pocket for:
If you are interested in learning more about liability coverage or what type of coverage is required by your mortgage holder, speak with your real estate agent. Your agent can provide you with more information about ensuring that you are adequately covered.